3G internet is the newest, third generation, (3G) of internet technology for browsing the web and also for mobile networking. This range of services allows for an even bigger assortment of services for those that are providing them and therefore allows them to pass these on to the customers that buy their products.

With many features available on 3G internet, it is hardly surprising that most retailers and network providers are now looking to the services that it offers to allow for bigger and better products with even more flexibility. Check out a full list of the options at Broadband Genie.co.uk

Video calling is just one of the things that this type of internet allows for, especially with regards to mobile phones, but wireless broadband is another thing that it has become particularly useful for of late, and in my opinion, this is one of the biggest and best advances in technology over the recent years.

Many network providers and mobile phone manufactures alongside those that produce laptops an other similar items now seem to be jumping on the 3G internet bandwagon, this is for a wide variety of reasons but one of the most convenient is the amount of flexibility that it allows for and also the freedom that accompanies this.

If you’ve got a variable rate mortgage (and you live in the UK), it means that the rate of interest you pay will vary each month in-line with the Bank of England base rate. Depending on what happens with the base rate, your monthly repayments could go either up or down.

Pros of the variable rate mortgage:

> If the Bank of England base rate falls, your monthly payments will fall.
> If you want to change to another type of mortgage (e.g. fixed-rate), you are less likely to incur early redemption fees.
> At the time of purchase, interest on variable-rate mortgages is usually lower than the lender’s fixed-rate equivalent - so you should start off paying less.
> Most variable-rate mortgages do not charge an arrangement fee.

Cons of the variable rate mortgage:

> If the base rate goes up, so will your payments. (However, some deals put a ‘cap’ on how high payments can go.)
> Variable-rate mortgages are difficult to budget for, since it’s impossible to be sure how much your monthly payments will cost.

The variable rate mortgage is often compared directly to the fixed rate mortgage. The fixed rate mortgage is a type of mortgage where your interest rate is fixed and does not change in line with the Bank of England base rate. Just like variable rate mortgages, fixed rate mortgages also have their own Pros & Cons.